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  2. How Much Should Your Car Down Payment Be? - AOL

    www.aol.com/much-car-down-payment-200800414.html

    A down payment of 20% on a new car or 10% on a used car is usually sufficient, though your credit score can affect this. The size of your down payment largely depends on the value of the vehicle ...

  3. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    Yet, you shouldn’t base your down payment savings plan on Fed moves. Instead, focus on your time horizon, not “gaming interest rates,” says Greg McBride, CFA, Bankrate’s chief financial ...

  4. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    Types of down payment assistance loans and programs Grants A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second mortgage.

  5. No-closing-cost refinance: What it is and how it works - AOL

    www.aol.com/finance/no-closing-cost-refinance...

    Discount points: If you opt to buy down your interest rate as part of the refinance process, you’ll need to pay your lender for the lower rate. Costs that come with a no-closing-cost refinance

  6. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    A homeowner who gets a mortgage on a $250,000 home with a 4 percent interest rate for 30 years and a 10 percent down payment pays $1,195 a month, while a 20 percent down payment brings that down ...

  7. No-closing-cost mortgage: How it works and how to decide if ...

    www.aol.com/finance/no-closing-cost-mortgage...

    Your monthly payment on the traditional loan would be $2,661; the payment for the no-closing-cost loan would be $2,797. Just $136 more a month for the no-closing-cost option doesn’t sound like much.

  8. How to get a low-cost mortgage refinance - AOL

    www.aol.com/finance/low-cost-mortgage-refinance...

    A shorter loan term usually means a lower rate but a higher monthly payment. If you can afford the higher payment on a 15-year refinance , you might be able to get a better interest rate than what ...

  9. Cash-out refinance: What it is and how it works - AOL

    www.aol.com/finance/cash-refinance-works...

    The process for a cash-out refinance is similar to that of a regular refinance (aka a rate-and-term refinance), in which you simply replace your existing loan with a new one, usually at a lower ...

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