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  2. Flex Modification Program (FMP): Everything you need to know

    www.aol.com/finance/flex-modification-program...

    The Flex Modification program is a conventional loan modification program designed to help homeowners who are experiencing long-term or permanent financial hardship. Using this program can help ...

  3. Mortgage loan modification: What it is and how to get one - AOL

    www.aol.com/finance/mortgage-loan-modification...

    USDA loan modification: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate and receive a “mortgage recovery advance,” a one-time ...

  4. List of counties in Florida - Wikipedia

    en.wikipedia.org/wiki/List_of_counties_in_Florida

    John W. Martin (1884–1958), governor of Florida at time of creation of the county: 293.73 163,315: 556 sq mi (1,440 km 2) Miami-Dade County: 086: Miami: 1836: Monroe named Dade until 1997: City of Miami and Francis L. Dade (c. 1793 –1835), Major in the United States Army during the Second Seminole War: 1380.71 2,686,867: 1,946 sq mi (5,040 ...

  5. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.

  6. List of communities in Miami-Dade County, Florida - Wikipedia

    en.wikipedia.org/wiki/List_of_communities_in...

    Map of the municipalities (colored) and census-designated places (gray) of Miami-Dade County. Communities in Miami-Dade County , all located in the county's eastern half, include 34 municipalities (19 cities, 6 towns and 9 villages), 37 census-designated places , and several unincorporated communities.

  7. How to lower your mortgage payment

    www.aol.com/finance/lower-mortgage-payment...

    A modification typically changes the loan’s rate or term (or both) to make monthly payments more affordable. ... No. 5 Florida overcomes 14-point deficit to beat South Carolina, 70-69.

  8. Loan Modification vs. Refinance: How to Determine Which Is ...

    www.aol.com/loan-modification-vs-refinance...

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  9. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.