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The Consumer Financial Protection Bureau (CFPB) on Wednesday warned that credit card companies devaluing or canceling reward points, cash back or miles rewards programs may be breaking the law.
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A good credit score is the foundation of a healthy financial life. Without a good credit score, you’ll pay more to borrow money, get locked out of the best offers and even struggle to rent an ...
Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report."
2. Know How Your Credit Score Is Calculated. Once you have your score, know what that number means so you can take the steps to raise it. "Your payment history accounts for about 35 percent of ...
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