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1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
The card-based offline debit EZ-Link cards were temporary suspended from March 2022 to June 2024, to encourage adoption of the SimplyGo account-based system. [ 57 ] [ 58 ] EZ-Link Motoring cards (with a non-account-based card profile & similar functionality) are still sold at 7-Eleven/Cheers convenience stores, selected Caltex petrol stations ...
CEPAS, the Specification for Contactless e-Purse Application, is a Singaporean specification for an electronic money smart card.The specification was prepared by the Cards and Personnel Identification Technical Committee (CPITC), under the purview of the IT Standard Committee of Singapore (ITSCS).
20 March 2017: Started the upgrade of CEPAS to 3.0 to allow the use of credit/debit card in public transport, trials began. [23] 4 April 2019: Allows the use of credit/debit card in public transport. [51] 28 January 2021: Launched CEPAS 3.0 EZ-Link cards, under SimplyGo Pte Ltd. CEPAS 3.0 is similar to Windows 11 operating system. [52]
Matching your credit profile to a credit card is critical for approval, in a bank’s eyes. “For those with limited credit history, a secured credit card or one designed for new credit users can ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
The Singapore Government launched CEPAS 2.0 (Contactless e-Purse Application), a Singaporean specification of a common standard for electronic money smart card, in 2009. The transit market was opened to more issuers, enabling NETS to participate and subsequently launch the NETS FlashPay card on 9 October 2009.
With traditional secured credit cards, approval is near-guaranteed, even for people with bad credit. To be eligible for an account with Cred.ai, applicants must meet certain minimum income and ...