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2. What is a closing disclosure? - AOL

   www.aol.com/finance/closing-disclosure-190005117...

   A closing disclosure is a legally-required, five-page statement of your final mortgage loan terms and closing costs. It contains details about your loan term, monthly payments, fees and other ...

3. Closing documents: A guide for homebuyers - AOL

   www.aol.com/finance/closing-documents-guide...

   Closing disclosure. Proof of homeowners’ insurance. Loan application. Mortgage or deed of trust. Note. Deed. Affidavit of title. Title insurance policy. Initial escrow statement. Transfer tax ...

4. Guide to closing on a house: What to expect during the ... - AOL

   www.aol.com/finance/guide-closing-house-expect...

   Closing disclosure: Like the loan estimate, the closing disclosure outlines details of your mortgage. You should receive this form at least three days before closing. This window of time gives you ...

5. HUD-1 Settlement Statement - Wikipedia

   en.wikipedia.org/wiki/HUD-1_Settlement_Statement

   The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...

6. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   TILA-RESPA Integrated Disclosure Rule (TRID): effective October 2015, TRID was required by the Dodd-Frank act and requires the use of new, integrated disclosure forms for consumers at the time of application and settlement-known as the Loan Estimate (LE) and the Closing Disclosure (CD).

7. Good faith estimate - Wikipedia

   en.wikipedia.org/wiki/Good_faith_estimate

   This is a credit to the buyer. By law, the lender is not allowed to collect more than the sum of initial payments for reserve items. The aggregate adjustment is the amount the lender must 'credit' the borrower at closing, so that they don't collect more than the law allows. 1100 TITLE CHARGES. 1101 - Closing or Escrow Fee; This is the cost of ...