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  2. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...

  3. 7 Times You Can Get Life Insurance With No-Exam Policies

    www.aol.com/lifestyle/7-times-life-insurance-no...

    No-exam life insurance simplifies this by requiring only a basic health questionnaire, eliminating the need for medical testing. This way, you can secure how much life insurance coverage you need ...

  4. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Of course, guaranteed life insurance is not the only option for policy seekers with health complications that make them high-risk for term life insurance providers. The following policy types may ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  6. Moral hazard - Wikipedia

    en.wikipedia.org/wiki/Moral_hazard

    Assume this health insurance makes health care free for the individual. In this case, the individual will have a price of $0 for the health care and thus will consume 20 units. The price will still be $10, but the insurance company would be the one bearing the costs. This example shows numerically how moral hazard could occur with health ...

  7. Medical underwriting - Wikipedia

    en.wikipedia.org/wiki/Medical_underwriting

    Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what ...

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