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Variations of the model are expressed in percent, e.g., "150% PSA" means a monthly increase of 0.3% in the annualized prepayment rate, until the peak of 9% is reached after 30 months. The months thereafter have a constant annualized prepayment rate of 9%. 1667% PSA is roughly equivalent to 100% prepayment rate in month 30 or later.
The Actual/360 method calls for the borrower for the actual number of days in a month. This effectively means that the borrower is paying interest for 5 or 6 additional days a year as compared to the 30/360 day count convention. Spreads and rates on Actual/360 transactions are typically lower, e.g., 9 basis points.
There would be 4 months of 5 weeks per normal, 52-week year, or 5 such months in a long, 53-week year. Although the days of a month (except February) always belong to 5 and sometimes 6 different weeks, there would never be 6 weeks belonging to a single month. The 5-week months would meet one of the following three criteria:
The 360-day calendar is a method of measuring durations used in financial markets, in computer models, in ancient literature, and in prophetic literary genres.. It is based on merging the three major calendar systems into one complex clock [citation needed], with the 360-day year derived from the average year of the lunar and the solar: (365.2425 (solar) + 354.3829 (lunar))/2 = 719.6254/2 ...
The last ten months of 2022 correspond to the last ten months of 2016. 2023 is a common year starting on Sunday, which means that it corresponds to the 2017 calendar year. 2024 is a leap year starting on Monday, which means that it corresponds to the 1996 calendar year. The first two months of 2024 correspond to the first two months of 2018.
A 50-year "pocket calendar" that is adjusted by turning the dial to place the name of the month under the current year. One can then deduce the day of the week or the date. A perpetual calendar is a calendar valid for many years, usually designed to look up the day of the week for a given date in the past or future.
PSA levels between 4 and 10 suggest you could have about a 25 percent chance of prostate cancer, and levels over 10 signal that your chance of having the cancer is more than 50 percent.
The 4–4–5 calendar is a method of managing accounting periods, and is a common calendar structure for some industries such as retail and manufacturing.It divides a year into four quarters of 13 weeks, each grouped into two 4-week "months" and one 5-week "month".
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