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2. CFPB sues Experian over ‘sham’ credit report investigations ...

   www.aol.com/finance/cfpb-sues-experian-over-sham...

   Once you’ve submitted your dispute, credit reporting agencies typically have 45 days to investigate your claim and collect additional information from the furnisher. If that time passes without ...

3. What is a credit reporting agency? - AOL

   www.aol.com/finance/credit-reporting-agency...

   Credit reporting agencies are also known as credit bureaus or consumer reporting agencies. ... The three major credit bureaus. ... as unpaid overdrafts or suspected check-writing fraud. ...

4. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Check your credit report for the debt. AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting company weekly. Claim your reports online, then review ...

5. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Lenders have an important role to play in ensuring credit reports are accurate. Under the FCRA, creditors who furnish information about consumers to consumer reporting agencies must: [12] Provide complete and accurate information to the credit reporting agencies; Investigate consumer disputes received from credit reporting agencies;

6. Credit bureau - Wikipedia

   en.wikipedia.org/wiki/Credit_bureau

   A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

7. 2023 Consumer Financial Protection Bureau data breach

   en.wikipedia.org/wiki/2023_Consumer_Financial...

   The Consumer Financial Protection Bureau (CFPB) experienced a significant security breach when a former employee transferred confidential information on approximately 256,000 consumers and forty-five financial institutions to their personal email account.

8. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

9. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.