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The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
The Neighborhood Reinvestment Corporation, doing business as NeighborWorks America, is a congressionally chartered nonprofit organization that supports community development in the United States and Puerto Rico. The organization provides grants and technical assistance to more than 240 community development organizations.
Non-profit housing developers build affordable housing for individuals under-served by the private market. The non-profit housing sector is composed of community development corporations (CDC) and national and regional non-profit housing organizations whose mission is to provide for the needy, the elderly, working households, and others that the private housing market does not adequately serve.
The following is a list of neighborhoods and communities located in the city of San Diego. The City of San Diego Planning Department officially lists 52 Community Planning Areas within the city, [ 1 ] many of which consist of multiple different neighborhoods.
Urban communities and neighborhoods in San Diego — within the City of San Diego, California. Usually surrounding Balboa Park, with most located on the "Urban Mesa" north and northeast of Downtown San Diego. They are characterized by grid street plans, higher levels of pedestrianism, mixed-use, and higher density development.
The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.
It showed that if 11 metropolitan areas with significantly supply constrained housing were deregulated, homelessness would fall by 54 percent in San Francisco, by 50 percent in Honolulu, by 40 percent in Oxnard and Los Angeles, by 38 percent in San Diego, by 36 percent in Washington, D.C., and by between 19 and 26 percent in Boston, Denver, New ...
According to January 2013 estimates by the San Diego Association of Governments, there were 6,652 people and 2,889 households residing in the neighborhood.The estimated racial makeup was 81.5% White, 8.6% Asian & Pacific Islander, 5.7% Hispanic, 3.4% other races, 0.8% African American, and 0.1% American Indian.