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2. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   Each FICO version weights different aspects of your credit history slightly differently, but all FICO scores are calculated based on the following five factors: Payment history (35%) : Considers ...

3. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report, which leads to a credit score, is what dictates the amount of money you can borrow and at what interest rate. This affects your large purchases — house, car, boat, etc.

4. What is an excellent credit score? - AOL

   www.aol.com/finance/excellent-credit-score...

   This chart shows the FICO score breakdown as posted by FICO, as well as the breakdown of VantageScore 4.0. ... Keep an eye on your credit score. ... You can request your free report at ...

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

6. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   Here the data includes the customer's transactional details as well as Bureau-related information. This type of scorecard is also used as an alternate credit score for internal purposes of the institute along with the credit score obtained from the credit bureau. This type of scorecard is also used for identifying the bank's most valuable ...

7. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   Americans are entitled to one free credit report in every 12-month period from each of the three credit bureaus, but are not entitled to receive a free credit score. The three credit bureaus run Annualcreditreport.com, where users can get their free credit reports. Credit scores are available as an add-on feature of the report for a fee.