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Health status: While no medical exam is required, insurers may still ask health-related questions and check medical records. Generally, healthier individuals are more likely to qualify.
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SPARX [1] (Smart, Positive, Active, Realistic, X-factor thoughts) is a free online computer game intended to help young people with mild to moderate depression, stress or anxiety. Through the game, this e-therapy will teach them how to resolve their issues on their own, according to a talking psychotherapeutic approach called cognitive ...
In the game, the player controls a medical student who works in the emergency ward at Legacy Memorial Hospital. The game includes 100 patients whose cases are divided into five levels of difficulty. The patients can be brought through four areas of the hospital for diagnosis: an exam room, an X-ray room, a laboratory, and a treatment center. [8]
However, more complex and realistic damage systems are used in a number of games. In Dwarf Fortress, instead of health points, dwarves have separate body parts, each of which can be damaged. [11] The Fallout games use health points, but allow characters to inflict damage to different parts of the enemy's body, which affects gameplay.
AIG/Corebridge Financial: Corebridge Financial — formerly AIG — offers a no-exam simplified issue life insurance option, additionally, eligible term applicants may not need a medical exam.
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