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The best online payment processing services include Shopify, Square, Stripe and more.
The most popular payment methods are credit cards, debit cards, and cash, but it depends on the situation. Some online stores, for example, see that the most common payment method is a mobile wallet like Apple Pay, while some see options like buy now, pay later (BNPL) becoming more popular.
Online payment methods are platforms that allow you to collect money from clients for their purchases online rather than in person or by phone. For many online businesses, payments can be accepted from credit cards, debit cards, or a direct connection to one’s bank account.
A great online payment processing system does more than just accept payments. We tested dozens of payment processors and found the best ones for your business.
We analyzed more than 25 of the leading payment gateways and narrowed it down to the top 10, which were analyzed across 41 metrics to rank the best payment gateways for small businesses.
Authorize.net — Best overall. PayPal — Best for sending and receiving payments. Google Pay — Best for storing multiple payment methods. Amazon Pay — Best for a streamlined checkout. Dwolla — Best for third-party integrations. Stripe — Best for customization. Braintree — Best for high sales volumes.
A payment gateway securely transfers customers’ payment information to a payment processor for authorization. The best choices are cost-effective and easy to use.