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2. How to Write a Letter to Congress About Student Loan Issues - AOL

   www.aol.com/write-letter-congress-student-loan...

   One simple way to do this is to write a letter to Congress expressing your position on student loan issues. Added together with the letters of others with similar beliefs, such letters can be a ...

3. How to deal with debt collectors

   www.aol.com/finance/deal-debt-collectors...

   Legitimate debt collectors are required to send you a letter in the mail detailing your outstanding debt that includes all of the previously mentioned information.

4. How to Deal With Debt Collectors: 5 Steps Anyone Can Take

   www.aol.com/deal-debt-collectors-5-steps...

   What to do. Where to go. File a complaint about a debt collector or creditor's in-house collection agency. U.S. Consumer Financial Protection Bureau, 855-411-2372 or the complaint form on the CFPB ...

5. 6 Tips on Dealing With Student Loan Debt in Early 2025 - AOL

   www.aol.com/6-tips-dealing-student-loan...

   Student loan debt can quickly get out of hand if you're not careful. Even if you are managing to make the payments every month, it can feel overwhelming. You need a good strategy to pay them...

6. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

7. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely.

8. Student loan default in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loan_default_in...

   For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1] In 2021, outstanding student loan debt has reached a record more than $1.8 trillion. [2]

9. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   Before acting on any debt collection, confirm the debt is yours and know the Fair Debt Collection Practices Act (FDCPA) to avoid unfair practices. ... consumer debt grew a lot, starting at $15.85 ...