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2. Federal Reserve keeps interest rates are current levels. What ...

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   The Fed has raised its target interest rate 11 times since March 2022, in an effort to bring down the rate of inflation to 2%. The current rate of 5.25% to 5.5% is its highest in 22 years.

3. Will interest rate decline shake up California housing market?

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   If a buyer puts 20% down on an $800,000 house, the monthly principal and interest payments would equal $4,258 with a 7% mortgage; $3,837 with a 6% mortgage; and $3,436 with a 5% mortgage.

4. Here's What the Fed Rate Cut Means for the Average House ...

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   Instead, the cuts affect the interest rate you pay for a mortgage, which can lower your monthly payments. Mortgage rates are about 6.1% right now on average, which is down from about 6.5% at the ...

5. Mortgage rates below 6%? Not anytime soon. - AOL

   www.aol.com/finance/mortgage-rates-below-6-not...

   Realtors, mortgage brokers, and economists anticipated a busy fall homebuying season as inventory improved and buyers — buoyed by the Federal Reserve’s jumbo interest rate cut — came off the ...

6. California housing shortage - Wikipedia

   en.wikipedia.org/wiki/California_housing_shortage

   The state had the 37th lowest permitting rate in the country, with some states (Idaho and Utah) permitting at more than double California's rate. [127] While California's permitting rate has been increasing, with the rate having increased 20% for the five years 2018–2022 compared to the previous five years, the state's rate still lags the ...

7. Homeownership in the United States - Wikipedia

   en.wikipedia.org/wiki/Homeownership_in_the...

   The ownership rate for minorities increased by 25.6%, from 47.7% in 1993 to 59.9% in 2006. This rate fell after the 2006 peak, consistent with overall homeownership rates. [16] The increase among white Americans was less substantial. In 2005, 75.8% of white Americans owned their own homes, compared to 70% in 1993, and the rate fell during the ...