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2. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...

3. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Compare interest rates, fees and lender reputation before applying for the loan. Not considering your credit score: Your credit score is a big factor in determining your eligibility for the loan ...

4. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Make sure you meet the lender’s basic eligibility requirements before you apply to avoid wasting your time. Type of lender. If you prefer to meet with your lender in person, consider a bank or ...

5. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   Lenders do not conduct a hard credit check or review your credit history with a no-credit-check loan. The application review process and decisions for no-credit-check loans are based on other ...

6. Can I qualify for a mortgage if I'm about to retire? - AOL

   www.aol.com/finance/qualifying-for-mortgage-in...

   Sure, it's typically easier to qualify for a loan when you're earning employment income, but if you borrow money just before retiring, you risk taking on too much debt.

7. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   It involves filling out a full mortgage application, uploading financial documents and undergoing a hard credit check. You’ll want to get preapproved for a mortgage before you begin your house hunt.

8. How to choose the best small business lender - AOL

   www.aol.com/finance/choose-best-small-business...

   Key takeaways. Check the lender's minimum eligibility requirements, including credit score, time in business and revenue. Decide on a loan type before choosing a lender

9. How hard is it to get a business loan? - AOL

   www.aol.com/finance/hard-business-loan-135512311...

   Before applying for a loan, calculate your debt-service coverage ratio, which compares your business’s debt and cash flow. Since lenders use this number to see whether you can afford an ...