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2. Background check - Wikipedia

   en.wikipedia.org/wiki/Background_check

   A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record. The frequency, purpose, and legitimacy of background checks vary among countries, industries, and individuals.

3. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com requires users to register with the site and provide their basic identification information, such as name, address, and Social Security number.The user is then sent to the website of the individual credit reporting agency they select, where they are asked additional security questions to confirm their identity before getting their report. [2]

4. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t be that significant. As FICO explains, “For most people, one ...

5. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

7. ‘Soft’ Credit Inquiry vs. ‘Hard’ Credit Inquiry: What’s the ...

   www.aol.com/soft-credit-inquiry-vs-hard...

   A hard credit inquiry impacts your credit score (usually by a few points), is reported on your credit history, and usually stays there for two years. ... Your credit report and score provide ...