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The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]
Poor credit: 300-579. Fair credit: 580-669. Good credit: 670-739. Very good credit: 740-799. Excellent credit: 800-850. The good credit score range includes all FICO credit scores between 670 and 739.
Publication after publication, the pattern invariably repeats itself: one person (anonymized to respect Reddit rules) says all the bad things they think about vaccines, masks, or sometimes even doubts the existence of the pandemic. Often the memes (humorous diversions) used to illustrate mistrust of the vaccine are the same. The following ...
Reddit (/ ˈ r ɛ d ɪ t / ⓘ) is an American social news aggregation, content rating, and forum social network. Registered users (commonly referred to as "Redditors") submit content to the site such as links, text posts, images, and videos, which are then voted up or down ("upvoted" or "downvoted") by other members.
Bad credit loans are a type of personal loan designed specifically for consumers with lower credit scores — typically under 670. These loans make credit more accessible to borrowers who likely ...
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The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...
The 1800s (pronounced "eighteen-hundreds") was a decade of the Gregorian calendar that began on 1 January 1800, and ended on 31 December 1809.. The term "eighteen-hundreds" could also mean the entire century from 1 January 1800 to 31 December 1899 (the years beginning with "18"), [citation needed] and is almost synonymous with the 19th century (1801–1900).