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  2. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    It advertises a “government program” that can help you achieve debt relief. The organization uses robocalls to contact you. It guarantees it can eliminate your debt.

  3. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    This can be done through debt consolidation loans, balance transfer credit cards or enrollment in a debt management program. Credit card debt consolidation streamlines the repayment process by ...

  4. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Credit card debt forgiveness. Credit card forgiveness is a rarity. Card issuers typically expect individuals to repay the amount borrowed, and high-interest credit card debt can be difficult to ...

  5. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Beware of companies that tout government-sponsored credit card debt forgiveness programs. There aren’t any government-backed credit card relief programs, so any claims otherwise are likely scams.

  6. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    Additionally, one-third of NFCC members are multi-service agencies specializing in community-based social service programs such as youth mentoring, foster care, and substance abuse programs. The NFCC provides counselor certification for nonprofit credit counselors employed by their member agencies in the areas of credit card debt, student loans ...

  7. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

  8. Common debt payment roadblocks and how to tackle them - AOL

    www.aol.com/finance/common-debt-payment...

    Let’s say you take on $5,000 in credit card debt with an 18 percent APR and a minimum payment of 1% of the balance plus interest – a starting payment of $125.

  9. Best debt relief companies for credit card debt 2024 - AOL

    www.aol.com/finance/best-debt-relief-companies...

    In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

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