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In 2017, consumer credit rating giant Equifax suffered one of the country's largest data breaches, exposing the personal information of 147 million U.S. citizens, or roughly 40% of the population ...
Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...
The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]
An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.
This is a list of reports about data breaches, using data compiled from various sources, including press reports, government news releases, and mainstream news articles.. The list includes those involving the theft or compromise of 30,000 or more records, although many smaller breaches occur continual
As a spouse or other person with legal authority, you can report your loved one’s death by writing a letter to any of the three major credit bureaus: Equifax, Experian or TransUnion. The first ...
The NCA was preceded by the office of Director of Consumer Affairs established by the Consumer Information Act 1978, which was a civil service office under the Minister for Industry, Commerce and Energy. [1] The NCA's origins can be traced to the setting up of the Consumer Strategy Group (CSG) in March 2004. [2]
Equifax Workforce Solutions, formerly known as TALX (pronounced "talks"), is a wholly owned subsidiary of Equifax. [ 1 ] [ 2 ] [ 3 ] It is based in St. Louis , Missouri. [ 4 ] The company was originally founded in 1972 under the name Interface Technology Inc.