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  2. What happens to your loan debt after you die? - AOL

    www.aol.com/finance/what-happens-to-loan-debt...

    Loans without collateral are often a last priority when it comes to paying off your creditors after you die. But family could be responsible, depending on where you live. Learn more in our guide ...

  3. What happens when you pay off your mortgage? - AOL

    www.aol.com/finance/happens-pay-off-mortgage...

    Paying off your mortgage means that you have 100% equity in your home and no longer have to make monthly loan payments to your lender. ... Paying off a mortgage early has pros and cons, so ...

  4. Probate - Wikipedia

    en.wikipedia.org/wiki/Probate

    In common law jurisdictions, probate is the judicial process whereby a will is "proved" in a court of law and accepted as a valid public document that is the true last testament of the deceased; or whereby, in the absence of a legal will, the estate is settled according to the laws of intestacy that apply in the jurisdiction where the deceased resided at the time of their death.

  5. Will and testament - Wikipedia

    en.wikipedia.org/wiki/Will_and_testament

    After the testator has died, an application for probate may be made in a court with probate jurisdiction to determine the validity of the will or wills that the testator may have created, i.e., which will satisfy the legal requirements, and to appoint an executor. In most cases, during probate, at least one witness is called upon to testify or ...

  6. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    You should refinance if you want longer terms to lower your monthly mortgage payment or shorter terms to pay off your loan sooner. But you’ll want to make sure you’re lowering your interest ...

  7. Do I have to pay off my spouse's debts when they die? Here's ...

    www.aol.com/finance/pay-off-spouses-debts-die...

    This means that a surviving spouse must pay the debts of the deceased spouse using jointly-held property, such as a home. ... Though you may not be at huge risk to pay off a loved one’s bills ...

  8. I want to help my kids bypass probate when I die - AOL

    www.aol.com/finance/want-help-kids-bypass...

    Many folks don’t even know what the word “probatemeans until it literally defines them. This court-supervised process involves many steps and can create mounds of paperwork.

  9. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    Homeowners typically refinance to lower their monthly mortgage payments, pay their home off faster or tap into home equity. Unlike a loan modification, it comes with hefty closing costs . When ...

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