Search results
Results from the WOW.Com Content Network
Learn about full and limited tort car insurance and if you can sue after an accident.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.
Tort is defined as a wrongful act that causes loss or harm to another individual. In the world of car insurance, tort refers to the ability to sue the negligent driver for the damage they caused.
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
Both full tort and limited tort coverage only apply in situations where the driver or passengers have been injured in an accident that is not the driver's fault. The victim then has the option of bringing charges against the at-fault driver to sue in court for unpaid medical bills, property damage, loss of income, pain, and suffering.
In no-fault states, PIP covers medical expenses for you and your passengers regardless of who caused the accident. ... States with no-fault insurance. Florida. New Jersey. Hawaii. New York. Kansas ...
In tort law, strict liability is the imposition of liability on a party without a finding of fault (such as negligence or tortious intent). The claimant need only prove that the tort occurred and that the defendant was responsible. The law imputes strict liability to situations it considers to be inherently dangerous. [8]