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  2. How Social Security benefits are calculated - AOL

    www.aol.com/finance/social-security-benefits...

    How to earn Social Security credits. In order to qualify for Social Security benefits, you need to accrue 40 credits, if you were born after Jan. 2, 1929. ... ($2,500,000 / 420 work months ...

  3. Social Security Credits: What Are They And How Do I ... - AOL

    www.aol.com/finance/social-security-credits-earn...

    The Social Security Administration uses your total yearly earnings to figure out your Social Security credits. The amount needed for one credit in 2022 is $1,510. The maximum amount of credits you ...

  4. Years of coverage - Wikipedia

    en.wikipedia.org/wiki/Years_of_coverage

    Years of coverage are calculated in two different manners. Because the amount paid into the Social Security Trust Fund were not identified by year prior to 1951, [3] Years of coverage before 1951 are determined by dividing pre-1951 earnings by $900.00 with any remainder dropped. The resulting number, limited to 14, is the number of years of ...

  5. Social Security Is Getting a Shakeup in 2025. Here's What to ...

    www.aol.com/social-security-getting-shakeup-2025...

    Social Security's work credits will have a higher earnings threshold. To qualify for Social Security as a retiree, you need to earn 40 work credits in your lifetime, at a maximum of four credits ...

  6. How Many Years Do You Need To Work To Receive Social Security?

    www.aol.com/many-years-receive-social-security...

    But the SSA only uses your 35 highest-earning years for purposes of calculating your payout. While there is no requirement to work 35 years to earn a Social Security retirement benefit, if you ...

  7. What Are Social Security Credits and How Do They Work? - AOL

    www.aol.com/finance/social-security-credits-3...

    Social Security isn't paid out to everyone who retires. To earn a Social Security benefit, you must qualify by garnering a sufficient amount of Social Security credits. Only then will you receive ...

  8. How Many Social Security Credits Do I Need to Retire? - AOL

    www.aol.com/finance/many-social-security-credits...

    From 1957 through 1967, the Social Security Administration will add the extra credits to your record when you apply for Social Security benefits. From 1968 through 2001, you don’t need to do ...

  9. New Year, New Rules: 5 Major Social Security Changes for 2025

    www.aol.com/rules-5-major-social-security...

    Changing definition of a Social Security credit. You must earn 40 Social Security work credits throughout your career to be eligible for retirement benefits. A credit is a certain dollar amount of ...