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  2. Rate of return - Wikipedia

    en.wikipedia.org/wiki/Rate_of_return

    An annual rate of return is a return over a period of one year, such as January 1 through December 31, or June 3, 2006, through June 2, 2007, whereas an annualized rate of return is a rate of return per year, measured over a period either longer or shorter than one year, such as a month, or two years, annualized for comparison with a one-year ...

  3. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    The formula for the present value of a regular stream of future payments (an annuity) is derived from a sum of the formula for future value of a single future payment, as below, where C is the payment amount and n the period. A single payment C at future time m has the following future value at future time n: = (+) Summing over all payments ...

  4. Annuity - Wikipedia

    en.wikipedia.org/wiki/Annuity

    The rent is understood as either the amount paid at the end of each period in return for an amount PV borrowed at time zero, the principal of the loan, or the amount paid out by an interest-bearing account at the end of each period when the amount PV is invested at time zero, and the account becomes zero with the n-th withdrawal.

  5. Return of capital - Wikipedia

    en.wikipedia.org/wiki/Return_of_capital

    It is essentially a return of some or all of the initial investment, which reduces the basis on that investment. [2] ROC effectively shrinks the firm's equity in the same way that all distributions do. It is a transfer of value from the company to the owner. In an efficient market, the stock's price will fall by an amount equal to the distribution.

  6. Compound interest - Wikipedia

    en.wikipedia.org/wiki/Compound_interest

    The amount of interest paid every six months is the disclosed interest rate divided by two and multiplied by the principal. The yearly compounded rate is higher than the disclosed rate. Canadian mortgage loans are generally compounded semi-annually with monthly or more frequent payments. [1] U.S. mortgages use an amortizing loan, not compound ...

  7. Amortization schedule - Wikipedia

    en.wikipedia.org/wiki/Amortization_schedule

    The first payment is assumed to take place one full payment period after the loan was taken out, not on the first day (the origination date) of the loan. The last payment completely pays off the remainder of the loan. Often, the last payment will be a slightly different amount than all earlier payments.

  8. Returns (economics) - Wikipedia

    en.wikipedia.org/wiki/Returns_(economics)

    In Classical Economics profit is the return to the proprietor(s) of capital stocks (machinery, tools, structures). If I lease a backhoe from a tool rental company the amount I pay to the backhoe owner it is seen by me as "rent". But that same flow as seen by the supplier of the backhoe is "interest" (i.e. the return to loaned stock/money).

  9. Return on investment - Wikipedia

    en.wikipedia.org/wiki/Return_on_investment

    Energy return on energy invested; Internal rate of return; Marketing plan; Price–earnings ratio; Rate of profit; Rate of return (RoR), also known as 'rate of profit' or sometimes just 'return', is the ratio of money gained or lost (whether realized or unrealized) on an investment relative to the amount of money invested; Return on assets (RoA)