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Harris & Harris, Ltd. is a legitimate debt collection service based in Chicago, Illinois. They buy debt from healthcare companies, government agencies, and utilities.
Be wary of debt collectors who threaten jail time or pose as government officials. While failure to pay legitimate debts can lead to legal consequences, collectors should not issue threats they ...
The underlying debt either does not exist, is not valid due to a statute of limitations or does not lawfully belong to the entity making the calls; in some cases, the victim is a target of identity theft. [30] [31] The scammers operate under multiple names, many of which are intended to be mistaken for official or government agencies. [32]
Fake debt collectors will refuse to provide you with a written "validation notice" of the debt, which is required under the Fair Debt Collection Practices Act. And most suspiciously, they'll ...
U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]
The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...
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Fake news websites are those which intentionally, but not necessarily solely, publish hoaxes and disinformation for purposes other than news satire. Some of these sites use homograph spoofing attacks , typosquatting and other deceptive strategies similar to those used in phishing attacks to resemble genuine news outlets.