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  2. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  3. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    VantageScore 4.0 (the newest VantageScore credit scoring model) ranges from 300 to 850, much like FICO. This method of scoring defines 661 to 780 as a good credit score and 781 to 850 as an ...

  4. What is a FICO score? - AOL

    www.aol.com/finance/fico-score-122307125.html

    According to the most recent data from FICO, the national average FICO score is 717. Since scores between 670 and 739 are considered good, that means the average consumer has good credit.

  5. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [ 11 ] Since the 1980s, neoliberal economic policy has created an inverse ...

  7. FICO - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. [ 2 ] Its FICO score, a measure of consumer credit risk, [ 3 ] has become a fixture of consumer lending in the United States.

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