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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).
At time of publishing, we stumbled upon a 20% discount on business checks, a “just because” 20% discount on personal checks and a new customer discount: $6.49 per pack plus free shipping.
Write the correct date in the date label near the upper right corner of the check. Use the current month, day and year. You can postdate a check by writing a future date in the hope that it won ...
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There are many check writing and printing software available. Simple Checks is an online platform for check writing and printing known for its simplicity and efficiency managing check writing and shipping from a single platform. The service allows users to send checks via email and provides check fulfillment services, including printing and ...
The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...
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