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  2. Personal loan interest rates in 2024 | Facts and statistics - AOL

    www.aol.com/finance/personal-loan-interest-rates...

    Interest rates by year. The start of the pandemic saw a severe drop in average interest rates. That drop is offset by the 1.7 percent jump the U.S. saw in 2022. ... Fixed-rate personal loans have ...

  3. What is the average personal loan interest rate? - AOL

    www.aol.com/finance/average-personal-loan...

    Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

  4. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

  5. Personal loan vs. home equity loan: Which should you use for ...

    www.aol.com/finance/personal-loan-vs-home-equity...

    Typical features. Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value

  6. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  7. How much of a personal loan can I get in 2024? - AOL

    www.aol.com/finance/much-personal-loan-2024...

    Personal loan amounts vary by lender, but some lenders allow consumers to borrow up to $100,000. ... 3 years. $309. $1,115.75. 5 years. $198. $1,880.72. 7 years. ... compare personal loan rates ...

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