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At the conclusion of its first rate-setting policy meeting of the year, on January 29, 2025, the Federal Reserve announced it was leaving the federal funds target interest rate at 4.25% to 4.50% ...
The Federal Reserve cut its federal funds rate three times in 2024, putting downward pressure on the interest banks pay you for keeping your money with them. However, several high-yield savings ...
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.40% APY with a $25,000 minimum at NexBank and up to 4.35% with no or low minimums at ...
With interest rates so high, there is a lot of money flowing to high-yield accounts—especially as market benchmarks like the S&P 500 have delivered only about 3.5% returns year to date.
The highest rates right now are on shorter terms of up to 12 months — up to 5.10% APY that's guaranteed to outpace your average savings. ... Today’s best interest rates are offered by digital ...
The CIT Bank Savings Direct account provides a 4.65% APY and lacks monthly fees to offset the earnings. Although it does require you to deposit at least $100 upfront, you won’t need to keep a ...
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