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With a Series I savings bond, you wait to get all the money until you cash in the bond. Electronic I bonds: We pay automatically when the bond matures (if you haven’t cashed it before then). Paper I bonds: You must submit the paper bond to cash it. See Cash in (redeem) an EE or I savings bond.
I bonds interest rates. The interest rate on a Series I savings bond changes every 6 months, based on inflation. The rate can go up. The rate can go down. I bonds earn interest until the first of these events: You cash in the bond or the bond reaches 30 years old.
Series I Bonds, also known as I Bonds, are a type of savings bond issued by the U.S. Treasury that offer investors a unique combination of safety and protection against inflation.
Key Points. Series I savings bonds are a special type of US government bond designed to protect investors from inflation. Interest is typically exempt from state and local taxes, making them a...
The U.S. Treasury offers two types of savings bonds, series I bonds and series EE bonds. Whether you prefer one over the other will depend on current interest rates and where you believe...
I bonds are a type of savings bond that is designed to protect your investment from inflation. An I bond's rate combines two different rates: a fixed interest rate and an inflation...
The composite rate for Series I Savings Bonds is a combination of a fixed rate, which applies for the 30-year life of the bond, and the semiannual inflation rate. The 3.11% composite rate for I bonds issued from November 2024 through April 2025 applies for the first six months after the issue date. The composite rate combines a 1.20% fixed rate ...
I bond interest rates adjust every six months, and with the latest inflation reading now released, we can calculate what your next rate will be on existing bonds.
How are Series EE and Series I savings bonds different? EE bonds earn a fixed rate of interest, but, regardless of the rate, they are guaranteed to double in value if you hold them 20 years. Series I bonds earn a variable rate of interest that is tied to inflation.
Learn about the pros and cons of investing in I-Bonds, U.S. savings bonds that protect your money from inflationary pressures.
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