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No law requires you to have renters insurance. Still, some apartment complexes or individual landlords could mandate it and specify minimum amounts of personal liability coverage you must carry.
Renters insurance often includes liability coverage, which can help cover costs if the tenant is responsible for damage to the landlord’s property. This coverage may pay for repairs or legal ...
This is an additional liability insurance policy that covers you when you reach the limit on your renters or auto insurance policies, and it also covers you for libel and slander. Off-premises ...
The remaining 21.3% of home insurance policies were covered by renter's or condominium insurance. 14.8% of these had the HO-4 Contents Broad form, also known as renters' insurance, which covers the contents of an apartment not specifically covered in the blanket policy written for the complex. [13]
Requiring renters insurance as a landlord can provide a range of benefits, from reducing liability risks to promoting responsibility among tenants. However, there are potential drawbacks, such as ...
GEICO is a wholly owned subsidiary of Berkshire Hathaway, which provides coverage for more than 24 million motor vehicles owned by more than 15 million policy holders as of 2017. GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia. The insurance agency sells policies through local agents ...
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Although your home’s structure is likely covered by your landlord’s insurance, you may need a renters policy, or HO-4 insurance, to cover your personal belongings, liability and additional ...