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2. How to choose the best home insurance company - AOL

   www.aol.com/finance/choose-best-home-insurance...

   In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

3. Should you return a partial payout from a home insurance claim?

   www.aol.com/finance/return-partial-payout-home...

   Claim type. New average annual premium. Increase from national average. $12,000 wind claim. $2,381 +$95. $5,000 theft claim. $2,414 +128. $80,000 fire claim. $2,408

4. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   Regardless of your home insurance company, most standard HO-3 policies include the same key pieces of information, including your coverage selections, limits, deductibles and exclusions ...

5. Loss ratio - Wikipedia

   en.wikipedia.org/wiki/Loss_ratio

   For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.

6. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   How to compare home insurance rates. While the core purpose of homeowners insurance is consistent regardless of the home insurance company you choose, every provider is unique in its policy ...

7. List of United States insurance companies - Wikipedia

   en.wikipedia.org/wiki/List_of_United_States...

   In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...