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Homeowners are watching their fire insurance premiums triple — or losing coverage as insurers retreat from the market. Many are forced to rely on the costly California FAIR Plan, the state’s ...
In 2023, Farmers announced a moratorium on new policies in the Sunshine State, the 15th insurer to do so over an 18-month period, and State Farm, California’s biggest homeowners insurer, did the ...
Foxfire, also called fairy fire and chimpanzee fire, [1] is the bioluminescence created by some species of fungi present in decaying wood. The bluish-green glow is attributed to a luciferase, an oxidative enzyme, which emits light as it reacts with a luciferin. The phenomenon has been known since ancient times, with its source determined in 1823.
The hikes would come from a potential assessment likely to be levied by California FAIR, the program set up by the state as the insurer of last resort for homeowners whose fire insurance has been ...
These are also the main factors to its pathogenicity. As the fruiting body continues to grow and obtain nutrients, it forms into a mature mushroom. Armillaria ostoyae in particular grows wide and thin sheet-like plates radiating from the stem which is known as its gills. The gills hold the spores of a mature mushroom.
The whole mushroom does not glow—only the gills do so. This is due to an enzyme called luciferase, acting upon a compound called luciferin, leading to the emission of light much as fireflies do when glowing. [7] Bioluminescence has been shown to aid in the reproduction of fungi by attracting insects to them to spread spores. [8]
Homes with wood siding or cedar shakes can be treated with fire-retardant chemicals, though in California, such treatments must meet standards set by the [California State Fire Marshall] 9https ...
The mushrooms produce spores that are wind dispersed, and through this method, new colonies acquire a fungal strain. [23] In some species, the genetic variation of the fungus is very low, suggesting that spores of the fungus are transmitted vertically from nest to nest, rather than from wind dispersed spores. [26]