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  2. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    If your application is approved, the joint personal loan or credit card is issued in both of your names and you are both legally liable for repaying the debt. Joint borrowing can also have an ...

  3. Small business loan denied? Here’s what to do next - AOL

    www.aol.com/finance/small-business-loan-denied...

    A business owner with bad credit is a red flag for lenders. It suggests that you may struggle to manage your finances, and many lenders don’t want the risk of lending to a bad credit borrower ...

  4. What is a bad credit business loan and how it works - AOL

    www.aol.com/finance/bad-credit-business-loan...

    Loan type. Description. Term loans. A loan used for various business expenses that is repaid according to a fixed schedule. Microloans. A small business loan of $500 to $50,000 provided by a local ...

  5. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    It was a play on NINA, which in turn is based on the notation scheme for the level of documentation the mortgage originator required. It was described as a no income, no job, [and] no assets loan because the only thing an applicant had to show was his/her credit rating, which was presumed to reflect willingness and ability to pay.

  6. Verification of employment - Wikipedia

    en.wikipedia.org/wiki/Verification_of_employment

    Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

  7. How to get a business loan with bad credit - AOL

    www.aol.com/finance/business-loan-bad-credit...

    2. Choose the right type of bad credit business loan. You have a wealth of bad credit business loan options at your fingertips, and different types of loans can be used for multiple purposes.

  8. Joint liability groups - Wikipedia

    en.wikipedia.org/wiki/Joint_Liability_Groups

    Joint Liability Group is a group of 4-10 people of the same village or locality of homogenous nature and of the same socioeconomic background who mutually come together to form a group for the purpose of availing loan from a bank without any collateral.

  9. Pros and cons of a business bank loan - AOL

    www.aol.com/finance/pros-cons-business-bank-loan...

    Bad credit business loans come in various forms, including term loans, lines of credit microloans, and invoice factoring. Venture capital You can also try looking for individual private investors ...