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2. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

3. Here are the 5 biggest changes to credit scores in 2022 - AOL

   www.aol.com/finance/5-biggest-changes-credit...

   Loaded 0%. This year, major changes hit the credit reporting industry that could end up boosting credit scores for millions of Americans, increasing their access to credit. From allowing folks to ...

4. What's a Good Credit Score for Your Age? - AOL

   www.aol.com/finance/whats-good-credit-score-age...

   In general, a good credit score is in the range of 670 to 739, according to research by The Ascent. This is for your FICO® Score (FICO Is the most popular scoring model in the U.S.). However, if ...

5. List of U.S. states by credit rating - Wikipedia

   en.wikipedia.org/wiki/List_of_U.S._states_by...

   List of U.S. states by credit rating. This is a list of U.S. states by credit rating, showing credit ratings for sovereign bonds as reported by the three major credit rating agencies: Standard & Poor's, Fitch and Moody's. The list is given as of May 2021.

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [11] Since the 1980s, neoliberal economic policy has created an inverse ...

7. You're golden: Having a good credit score matters even after ...

   www.aol.com/finance/youre-golden-having-good...

   The difference in the mortgage interest rate with a credit score between 760 and 850 and a credit score between 620 and 639 is roughly 1.5%, per myFICO, which makes a significant difference in ...