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2. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   Conventional loan – What is a good loan-to-value ratio for a conventional loan?If you can make a 20 percent down payment, you won’t have to pay private mortgage insurance.That makes 80 percent ...

3. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   A similar property with a value of $100,000 with a first mortgage of $50,000 and a second mortgage of $25,000 has an aggregate mortgage balance of $75,000. The CLTV is 75%. Combined loan to value is an amount in addition to the Loan to Value, which simply represents the first position mortgage or loan as a percentage of the property's value.

4. Cash-out refinance explained: How it works — and when it can ...

   www.aol.com/finance/what-is-cash-out-refinance...

   Loan-to-value ratio (LTV) 80% of home’s value (97% for Fannie Mae loans) ... Loan-to-value ratio (LTV) Up to 80% or more. Mortgage insurance. Typically don't require mortgage insurance.

5. Fact vs. fiction: Top 8 common home equity myths — debunked

   www.aol.com/finance/home-equity-myths-debunked...

   A loan-to-value ratio (LTV) below 85%. A debt-to-income ratio (DTI) below 43% ... While a home equity loan interest rate will often be higher than the interest rate on a mortgage refinance, the ...

6. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   For high-ratio mortgage (loan to value of more than 80%), which is insured by Canada Mortgage and Housing Corporation, the rate is the maximum of the stress test rate and the current target rate. However, for uninsured mortgage, the rate is the maximum of the stress test rate and the target interest rate plus 2%. [ 21 ]

7. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   The comparative analysis of the collateral is known as loan to value (LTV). Loan to value is a ratio of the loan amount to the value of the property. In addition, the combined loan to value (CLTV) is the sum of all liens against the property divided by the value. For example, if the home is valued at $200,000 and the first mortgage is $100,000 ...