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The system is powered by "data from more than 300 million real-name registered users and 37 million small businesses that buy and sell on Alibaba Group marketplaces". Due to Zhima Credit's close collaboration with the government, it also has access to all public documents, such as official identity and financial records.
Alibaba rose 7%, Pinduoduo climbed nearly 10%, and JD.com moved up by about 11%. The People’s Bank of China unveiled a range of monetary stimulus measures in a last-ditch effort to revive the ...
Businesses considering a small business loan can choose between secured and unsecured business loans. A secured loan requires you to put down collateral, while an unsecured loan does not. Loan ...
Small business financing (also referred to as startup financing - especially when referring to an investment in a startup company - or franchise financing) refers to the means by which an aspiring or current business owner obtains money to start a new small business, purchase an existing small business or bring money into an existing small business to finance current or future business activity.
SBA 7(a) loans are the most common option for business owners. Though some might require collateral, they are generally unsecured and are designed for working capital expenses. But you can use the ...
The lender may be willing to work with your business over time to ensure the business loan is repaid. Startup loan vs. conventional loan Startup loans are often offered by the same lenders as ...
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