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Spousal benefits can be claimed as early as age 62 but will be reduced by 25/36 of 1% for each month before full retirement age, up to 36 months early. Beyond 36 months early, the reduction is 5/ ...
As it is with regular Social Security benefits, you don't have to claim spousal benefits at your full retirement age; you can claim starting at age 62, but your monthly benefit will be reduced ...
Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit. The same full retirement age applies ...
The FERS annuity is structured to provide employees an incentive to continue working for at least 20 years in Federal service and until age 62 (which is also the earliest age at which a FERS employee can collect Social Security benefits), since employees retiring at or after age 62 with 20 years of service or more have the annuity calculated at ...
Here's how the new Social Security spousal benefit rules work ... for your retirement benefit. Find Out: 20 Unsettling Things ... a stable financial future for your retirement years. ...
But there's no financial incentive to delay a spousal benefit claim past full retirement age. With spousal benefits, if you file at full retirement age, the most you can get is 50% of the monthly ...
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