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2. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Canceling a credit card can potentially lower your credit score, but sometimes it’s worth it. Before closing a credit card account, consider keeping it open if it has no annual fees or high ...

3. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   In addition to the standard FICO score 8 or 9, credit card companies might use one of the following: FICO score 3. FICO Bankcard score 2. FICO Bankcard score 4. FICO Bankcard score 5.

4. VantageScore - Wikipedia

   en.wikipedia.org/wiki/VantageScore

   VantageScore thus captures consumers with little or thin credit histories; [14] tax liens are weighed less heavily in VantageScore® 4.0 than in FICO scores; [14] When a credit inquiry is made at one of the credit bureaus, it negatively impacts credit scores. Current versions of the FICO score treat multiple credit inquiries made within a 45 ...

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

6. What is considered a fair credit score? - AOL

   www.aol.com/finance/considered-fair-credit-score...

   If you had a fair credit score of 600, you would pay $101 more each month and a total of $3,637 more in interest over the three-year loan term.

7. What is a credit card? - AOL

   www.aol.com/finance/credit-card-174722457.html

   A credit score is a rating that allows lenders, including card issuers, to determine your creditworthiness — or the risk they take on by approving you for a loan or credit card.