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Dental care is still out of reach for many Americans. A 2022 survey conducted by the CareQuest Institute for Oral Health, a health care nonprofit, found that 77 million Americans do not have ...
Insurance companies often contractually require the dental offices in their networks to cover a full 80% of dental fees, leaving the patient to cover only 20%, known as the “co-pay,” out of ...
However, the number of Americans who have been to a dentist within the past year is around 67%, according to recent statistics from Express Dentist. Without insurance, going to the dentist can be ...
Usual, customary, and reasonable (UCR) is an American method of generating health care prices, [1] described as "more or less whatever doctors decided to charge". [2] According to Steven Schroeder , Wilbur Cohen inserted UCR into the Social Security Act of 1965 "in an unsuccessful attempt to placate the American Medical Association ". [ 3 ]
The National Institute of Dental and Craniofacial Research carried out further research into dental care for minorities and found that black and Hispanic families in lower-income areas had much higher incidences of tooth decay. [11] Similar research shows that poor dental hygiene directly affects educational abilities and school attendance. [12]
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
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