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As initially passed, the ACA was designed to provide universal health care in the U.S.: those with employer-sponsored health insurance would keep their plans, those with middle-income and lacking employer-sponsored health insurance could purchase subsidized insurance via newly established health insurance marketplaces, and those with low-income would be covered by the expansion of Medicaid.
Another reason to fill out the packet: Even if adults in a household no longer qualify for Medicaid coverage, or now have employer coverage, children may still be eligible for public plans.
As of April, the first month of the state's "unwinding" of continuous coverage, about 900,000 Iowans received Medicaid and Children's Health Insurance Program, or CHIP, benefits.
It may be a good idea to contact the Marketplace at least 15 days before the desired end date of a person’s coverage, which is typically the day before Medicare coverage begins.
States that have opted to implement a State-based Marketplace are required to offer numerous forms of aid to consumers searching for coverage, such as toll-free hotlines to help consumers with plan selection, assistance in determining eligibility for federal subsidies or Medicaid, and conducting outreach to educate consumers on available ...
In the United States, Medicaid is a government program that provides health insurance for adults and children with limited income and resources. The program is partially funded and primarily managed by state governments, which also have wide latitude in determining eligibility and benefits, but the federal government sets baseline standards for state Medicaid programs and provides a ...
Medicaid should not be the largest health insurer in the country. The program exists to serve those who truly can’t afford care. States are rightly pushing a return to that original purpose by ...
Underwriting is the process that a health insurer uses to weigh potential health risks in its pool of insured people against potential costs of providing coverage. To search the medical underwriting, an insurer asks people who apply for coverage (typically people applying for individual or family coverage) about pre-existing medical conditions.