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2. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Nonprofit debt consolidation and for-profit debt consolidation have several important differences. The financial objectives of the companies Nonprofit credit counseling agencies are not focused on ...

3. Nonprofit Debt Consolidation: Is It Right for You?

   www.aol.com/nonprofit-debt-consolidation...

   A debt relief program typically involves the lender negotiating with your debtors to reduce the amount of debt, the interest rate or both. Nonprofit debt consolidation is not a magic bullet.

4. Debt Counselors: Which of These 3 Ways To Consolidate Debts ...

   www.aol.com/finance/debt-counselors-3-ways...

   Consolidation Counseling Debt Management Plan. A second approach is to work with a nonprofit consumer credit counseling agency, like those that belong to the FCAA, through a debt management plan.

5. 3 Signs Debt Consolidation Isn’t the Right Option for You

   www.aol.com/finance/3-signs-debt-consolidation...

   Debt consolidation can give your finances a fresh start. If you're sitting atop a mountain of considerable debt, combining it into one payment can help you get back on track -- but it isn't for...

6. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   In order to initiate a DMP, a consumer would authorize the credit counselor to contact each of the consumer’s unsecured creditors and negotiate with each creditor to lower the consumer’s monthly payment amount, to lower the interest rate, and to waive any outstanding late fees. The debt was then ‘‘consolidated’’ into a single ...

7. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...