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2. What is the statute of limitations on debt? - AOL

   www.aol.com/finance/statute-limitations-debt...

   In California, for example, the statute of limitations is two years for oral contracts and four years for written contracts. ... Instead, request a debt validation notice, which the debt collector ...

3. How long can a debt collector pursue old debt?

   www.aol.com/finance/long-debt-collector-pursue...

   Instead, the Federal Trade Commission suggests telling the debt collector that you aren’t going to discuss any debts until you receive your written validation notice. Debt collectors are ...

4. Money Scams: How to Spot a Fake Debt Collector

   www.aol.com/news/2012-10-26-money-scams-debt...

   Fake debt collectors will refuse to provide you with a written "validation notice" of the debt, which is required under the Fair Debt Collection Practices Act. And most suspiciously, they'll ...

5. Debt validation - Wikipedia

   en.wikipedia.org/wiki/Debt_validation

   Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

6. Fair debt collection - Wikipedia

   en.wikipedia.org/wiki/Fair_debt_collection

   U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

7. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

8. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   A legitimate debt collector usually provides debt validation through a letter before they reach out via other communication channels. The information a debt collector must validate includes: The ...

9. Fair Debt Collection Practices Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Debt_Collection...

   The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.