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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    Being prequalified for a credit card is fairly easy, so don’t put too much weight on it. Remember, you could receive a prequalified offer in the mail without giving a credit card company any of ...

  3. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/5-best-instant-approval-credit...

    Prequalify If Available: Many card issuers offer a prequalification option that involves a soft credit check, which doesn’t affect your credit score. Prequalification can give you an idea of ...

  4. Centurion Card - Wikipedia

    en.wikipedia.org/wiki/Centurion_Card

    The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express and manufactured by CompoSecure. [ 1 ] [ 2 ] It is reserved for the company's wealthiest clients who meet certain net worth , credit quality, and spending requirements on its gateway card , the Platinum Card. [ 3 ] [ 4 ] The ...

  5. List of major credit card issuers and networks - AOL

    www.aol.com/finance/list-major-credit-card...

    American Express. Large card selection. Valuable Amex Membership Rewards program. ... For example, you can prequalify for all Discover card products without a hard inquiry on your credit report.

  6. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  7. American Express - Wikipedia

    en.wikipedia.org/wiki/American_Express

    Share of the American Express Company, 1865. In 1850, American Express was started as a freight forwarding company in Buffalo, New York. [14] It was founded as a joint-stock corporation by the merger of the cash-in-transit companies owned by Henry Wells (Wells & Company), William G. Fargo (Livingston, Fargo & Company), and John Warren Butterfield (Wells, Butterfield & Company, the successor ...

  8. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    "If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...

  9. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

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