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  2. Overwhelmed by student loans? A free new California program ...

    www.aol.com/news/overwhelmed-student-loans-free...

    Student loan debt in California has topped more than $148 billion, and Sacramento wants to help. A new program created by California's consumer protection agency aims to provide free, personalized ...

  3. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

  4. How to get out of debt with a low income - AOL

    www.aol.com/finance/debt-low-income-215227915.html

    Lower credit card use score (“utilization”) to under 30 percent of your debt. Check your credit reports regularly to ensure there are no mistakes. Debt consolidation can be a good strategy if ...

  5. Common debt payment roadblocks and how to tackle them - AOL

    www.aol.com/finance/common-debt-payment...

    Money tip: Building an action plan for tackling your debt will help take away some of the mystery. How to handle it. The first step to paying off your debt is to evaluate your finances – what ...

  6. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

  7. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

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