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  2. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    The at-fault driver’s car insurance should still cover the cost of your vehicle’s repairs. ... Hawaii. Idaho. Illinois. Indiana. Iowa. ... the average cost of car insurance is $2,542 per year ...

  3. Penalties for driving without insurance in Illinois - AOL

    www.aol.com/finance/penalties-driving-without...

    In Illinois, the average cost of car insurance is $681 for state-mandated minimum coverage, while full coverage, which includes collision and comprehensive, costs an average of $2,310 annually ...

  4. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.

  6. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    Fines: You will most likely have to pay a fine if you are caught driving without insurance, which could be steep depending on the details of your accident. Jail time: A first offense may not land ...

  7. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

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