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  2. HO-3 vs HO-5 insurance - AOL

    www.aol.com/finance/ho-3-vs-ho-5-202307267.html

    Since HO-5 policies provide broader coverage, they tend to cost more than HO-3 policies. By paying a higher premium, your personal property will be covered for more loss scenarios than if you ...

  3. HO-5 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-5-insurance-covers-might...

    HO-5 insurance provides some of the broadest protection for your home.

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  5. State Farm - Wikipedia

    en.wikipedia.org/wiki/State_Farm

    According to their policy, State Farm was obligated to pay up to $250,000 per person or $500,000 per occurrence, with a personal liability limit of $1 million. [69] State Farm refused to pay the awarded amounts of $100,000 for Charles Cook and $400,000 for Bernadette Cook when they pursued their claim.

  6. How are annuities regulated? Federal and state laws explained

    www.aol.com/finance/annuities-regulated-federal...

    State governments are the primary regulators of annuities. Insurance departments in each state oversee the licensing of agents, the setting of policy and the financial stability of insurance ...

  7. Umbrella insurance - Wikipedia

    en.wikipedia.org/wiki/Umbrella_insurance

    Umbrella insurance is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies, such as auto insurance or homeowners insurance. It can also act as primary insurance for losses not covered by those underlying policies, distinguishing it from excess insurance , which typically only extends ...

  8. All eyes are on State Farm’s next move as wildfires rip apart ...

    www.aol.com/finance/eyes-state-farm-next-move...

    State Farm is facing a rising tide of new scrutiny amid wildfires ripping through whole communities in Los Angeles. The insurer ended coverage for thousands of homes in the Pacific Palisades ...

  9. Motor Vehicles Manufacturers Ass'n v. State Farm Mutual ...

    en.wikipedia.org/wiki/Motor_Vehicles...

    State Farm Mutual Automobile Insurance Co. v. Dept. of Transportation, 680 F.2d 206 (D.C. Cir. 1982); cert. granted, 459 U.S. 987 (1982). Holding; The standard of review for rescinding notice and comment rules is the same as that for enacting rules.

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