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Private student loans typically have variable interest rates while government student loans have fixed rates. Private loans often carry an origination fee. Origination fees are a one-time charge based on the amount of the loan. They can be taken out of the total loan amount or added on top of the total loan amount, often at the borrower's ...
In fact, someone with a traditional student loan has less choice than someone with an ISA, because the student with a loan needs to be in a career where they make at least enough income to cover their monthly payment, whereas someone with an ISA can choose to never make any money, and would never owe the investor a dime. [2] [10]
[56] [57] [58] At the postgraduate level, Scots and RUK usually pay the same amount, commonly between £5,000 and £15,000 per year, while tuition fees for international students can run as high as £30,000 per year. [57] Fee discrimination against students from the rest of the UK has been challenged in the past but deemed legal.
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Howard Glennerster, a London School of Economics economist, was an early proponent of the graduate tax in the 1960s along with several other LSE economists. In 1968, Glennerster had identified problems with the higher education system which was at that time funded almost exclusively through general taxation, “in the United Kingdom, higher education is now financed as a social service.
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