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Online personal loan lenders may offer the most options for bad credit borrowers. Some companies use more lenient criteria than traditional banks for approval, such as your job and education history.
Minimum credit score: No minimum. Loan terms: Eight weeks. Loan amount: Up to $500. Interest rate: Up to 200% APR. Fees: 10% to 25% of loan amount. Time to fund: Instant funding in many cases ...
You cannot use your Citi loan to pay off a Citi credit card, student loan or business expense. Citi loan interest rates range from 11.49% to 20.49%, depending on your creditworthiness.
Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...
Key takeaways. Bad credit lenders may approve borrowers with credit scores in the upper 500s or lower. Loans for bad credit usually come with high annual percentage rates (APRs) and high costs.
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