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  2. Effective rate of protection - Wikipedia

    en.wikipedia.org/wiki/Effective_rate_of_protection

    The effective rate of protection reveals the extremely adverse effect of tariffs that escalate from low rates on raw materials to high rates on intermediate inputs and yet higher rates on the final product as, in fact, most countries' tariff schedules do.

  3. Affordable Care Act - Wikipedia

    en.wikipedia.org/wiki/Affordable_Care_Act

    The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.

  4. Insurance regulatory law - Wikipedia

    en.wikipedia.org/wiki/Insurance_regulatory_law

    Insurance is characterized as a business vested or affected with the public interest. [2] Thus, the business of insurance, although primarily a matter of private contract, is nevertheless of such concern to the public as a whole that it is subject to governmental regulation to protect the public’s interests.

  5. What is the Home Ownership and Equity Protection Act (HOEPA)?

    www.aol.com/finance/home-ownership-equity...

    The Home Ownership and Equity Protection Act (HOEPA) is a federal law that aims to protect consumers from predatory mortgage lending. ... an annual percentage rate (APR) that exceeds by a certain ...

  6. Disparate impact - Wikipedia

    en.wikipedia.org/wiki/Disparate_impact

    The disparate impact theory is in contrast with disparate treatment provisions under civil rights laws as well as the U.S. Constitution's guarantee of equal protection. For example, if an hypothetical fire department used a 100-pound test, that policy might disproportionately exclude female job applicants from employment.

  7. Affordable Care Act Health Insurance Rate Review Program

    en.wikipedia.org/wiki/Affordable_Care_Act_Health...

    The Affordable Care Act (ACA) established the health insurance rate review program in order to protect consumers from unreasonable rate increases. [1] Through this program, proposed premium increases in the small group and individual markets that are above a threshold amount (ten percent or more, as of February 2014) are reviewed by states or the federal government to determine whether the ...

  8. Effective: May 24, 2018: Citations; Public law: Pub. L. 115–174 (text) Codification; Acts amended: Commodity Exchange Act Consumer Credit Protection Act Federal Deposit Insurance Act Federal Deposit Insurance Corporation Improvement Act of 1991 Federal Reserve Act Financial Institutions Reform, Recovery, and Enforcement Act of 1989

  9. Provisions of the Affordable Care Act - Wikipedia

    en.wikipedia.org/wiki/Provisions_of_the...

    [82] [88] The law also provides for a 5% "income disregard", making the effective income eligibility limit 138% of the poverty line. [89] States may choose to increase the income eligibility limit beyond this minimum requirement. [89] As written, the ACA withheld all Medicaid funding from states declining to participate in the expansion.