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  2. American credit scores in crisis: All 50 states see declines ...

    www.aol.com/finance/american-credit-scores...

    A new WalletHub survey reveals an unprecedented nationwide drop in credit scores, ... Hardest hit states: Alaska, Vermont, and Mississippi. At the other end of the spectrum, Alaska, Vermont, and ...

  3. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The use of credit information in connection with applying for various types of insurance or in landlord background checks (for rental applications) has drawn similar amounts of scrutiny and criticism, because obtaining and maintaining employment, housing, transport, and insurance are among the basic functions of meaningful participation in ...

  4. US credit card debt just hit a new record of $1.17 trillion ...

    www.aol.com/finance/us-credit-card-debt-just...

    US credit card debt just hit a new record of $1.17 trillion — how can Americans dig their way out of this hole? Maurie Backman. December 16, 2024 at 7:47 AM.

  5. Overdue Credit Card Balances Just Hit a 12-Year-High. Here's ...

    www.aol.com/overdue-credit-card-balances-just...

    And 3.6% of credit card balances are 30 days past due, 2.59% are 60 days past due, and 1.9% are 90 days past due. What happens if you fall behind with credit card payments?

  6. Millions hurt by credit repair firms to share $1.8 ... - AOL

    www.aol.com/millions-hurt-credit-repair-1...

    More than 4 million Americans gouged by credit repair companies including Lexington Law and CreditRepair.com will soon collectively receive $1.8 billion in refund checks, the Consumer Financial ...

  7. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Check your credit report Don’t just take the credit card company’s word for it. Make sure your creditor has reported your decision to the three major credit bureaus by checking your credit ...

  8. Dishonoured cheque - Wikipedia

    en.wikipedia.org/wiki/Dishonoured_cheque

    A dishonoured cheque (US spelling: dishonored check) is a cheque that the bank on which it is drawn declines to pay (“honour”). There are a number of reasons why a bank might refuse to honour a cheque, with non-sufficient funds ( NSF ) being the most common, indicating that there are insufficient cleared funds in the account on which the ...

  9. The Impact of Stimulus and Student Loans on Credit Card ... - AOL

    www.aol.com/impact-stimulus-student-loans-credit...

    There weren't many silver linings to the COVID-19 pandemic, but there was this one: The lockdown caused people to spend less money. Reduced spending, combined with government stimulus payments to ...